A whitelabel wallet and instant virtual card platform — prepaid, reloadable and open-loop, all on one closed-loop rail.
Defined value issued for an approved purpose, promotion or incentive — fund, issue, use, complete.
Bank → wallet → QR pay → rewards → reload. Customers repeatedly fund and spend at participating merchants.
Virtual + physical, reloadable, with broader network acceptance through approved issuing partners — loyalty stays connected.
The merchant device displays the total to be charged.
A single-use QR code appears for the customer to scan.
The customer scans, reviews and confirms — payment posts instantly.
Issue and deliver virtual prepaid value in seconds — ready to spend online, in-app or in-store the moment it lands.
See how QOR Wallet and Virtual can be live for your customers in days.