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Payment Processing

A dedicated, recurring-revenue ISO division.

QOR Merchant Processing builds and manages a diversified merchant portfolio — QOR does not perform settlement; that’s handled by the applicable processing, acquiring or banking partner.

Standard / Lower-Risk

Retail, restaurants, hospitality, professional services and more — predictable transactions, lower fraud and regulatory exposure. Objective: scale, diversification and recurring residuals.

Specialty / High-Risk

Nutraceuticals, travel, gaming where permitted, cannabis-related where legally supported. High risk means specialized underwriting, not illegal. Objective: expertise, partner placement and portfolio growth.

The Growth Loop

Merchant growth → processing volume → recurring residuals → portfolio growth

01Merchant Growth
02Processing Volume
03Recurring Residuals
04Portfolio Growth
Two Growth Engines
Engine 01 — Technology + Loyalty
Differentiated consumer experiences: loyalty, stored value, card programs and vertical-specific merchant technology.
Engine 02 — Merchant Processing ISO
A diversified portfolio of standard and specialty merchants generating recurring, contracted processing revenue as it scales.
One QOR Relationship

Two engines. One connected relationship.

A merchant can use one QOR division, or become a customer of both — expanding the relationship without combining the operating models.

Modernize how you get paid.

Talk to our team about standard or specialty merchant processing.